When you’re paying off a mortgage, budgets matter. Knowing how much money is coming in and going out will not only help you manage your monthly repayments, it will also ease stress and give you confidence in your financial situation. So what makes a good budget? Here are three tips to organise your finances. Track…
It’s easy to become comfortable with your home loan, especially when you’ve had the same one for many years. While this can be a good sign to show that you’re happy with the loan you have, it could also mean you’re missing out on savings. As life becomes busier, you might not think to review…
With so many factors to consider when taking out a home loan, it’s not uncommon for people to confuse lenders mortgage insurance (LMI) with mortgage protection insurance. Where mortgage protection insurance protects you – the borrower – in the event circumstances prevent you from being able to repay your loan, such as an accident, illness…
When you have multiple debts, it’s not only a challenging task to keep them under control, it can become a big stress on you and your family. Managing different interest rates, as well as varying minimum repayment amounts and repayment due dates, can be overwhelming and most of all, expensive. If you’re holding debts with…
Why We Need Them Investing in property should be a fun, exciting process, yet it is all too often a stressful one. The key to success is the involvement of experienced professionals who can combine their different expertise and who can advise you appropriately, to ensure you get the most out of your investment.…
Australia’s property markets – particularly in our capital cities – are seeing an increase in auctions. More sellers choosing to go to auction means more buyers are purchasing properties under the hammer. Auction day can be a daunting experience for both parties, so here are three pieces of advice for both buyers and sellers preparing…
Technology has come to play a role in almost every aspect of our lives, and buying and selling real estate is no exception. The popularity of apps like domain.com.au and realestate.com.au is due to their ability to collate all the property listings in a selected area and allow buyers to compare properties side-by-side before even…
Reverse mortgages can be confusing. In this short article I’m going to cover the basics and then, if you believe that this may be a good option for you, strongly suggest that you give me a call and we can walk through the full details. While a reverse mortgage may be perfect for some seniors,…
A new beginning (such as a new year) is a great time to set, or review, financial goals. If you want 2015 to be the year you pay off your credit card, take that dream holiday or invest, now is the time to plan to ensure you reach your goals. Because many of our outgoings…
A valuable (and free) tool for buyers, sellers, and real estate investors, Walkscore.com provides information on property ‘walkability.’ And, just what is walkability? Walkability is how easy it is to walk to those services needed for daily living – everything from post offices and banks to restaurants and grocery stores. Specifically, Walkscore.com offers three key pieces of…