As we farewell another year, many of us will be looking forward to a well deserved break over the festive season. During the down time, it’s a good idea to start thinking about what you want to achieve financially in 2016. Here is how you can prepare before the hustle and bustle of the new…
It’s one of the most expensive times of year and as we edge closer to December, the Christmas rush can take over. We’ll often find ourselves spending way more than we had planned. That’s why it’s important to prepare early and avoid budget blowouts. Figure it out First things first, look at your income and…
When it comes to adding value to a property, renovations are one of the most popular ways to maximise the value of your home – and can be very lucrative when it comes time to sell. Before embarking on a renovation project, it’s important to budget. Often times there are unexpected costs that can blow…
When you’re paying off a mortgage, budgets matter. Knowing how much money is coming in and going out will not only help you manage your monthly repayments, it will also ease stress and give you confidence in your financial situation. So what makes a good budget? Here are three tips to organise your finances. Track…
It’s easy to become comfortable with your home loan, especially when you’ve had the same one for many years. While this can be a good sign to show that you’re happy with the loan you have, it could also mean you’re missing out on savings. As life becomes busier, you might not think to review…
With so many factors to consider when taking out a home loan, it’s not uncommon for people to confuse lenders mortgage insurance (LMI) with mortgage protection insurance. Where mortgage protection insurance protects you – the borrower – in the event circumstances prevent you from being able to repay your loan, such as an accident, illness…
When you have multiple debts, it’s not only a challenging task to keep them under control, it can become a big stress on you and your family. Managing different interest rates, as well as varying minimum repayment amounts and repayment due dates, can be overwhelming and most of all, expensive. If you’re holding debts with…
Why We Need Them Investing in property should be a fun, exciting process, yet it is all too often a stressful one. The key to success is the involvement of experienced professionals who can combine their different expertise and who can advise you appropriately, to ensure you get the most out of your investment.…
Australia’s property markets – particularly in our capital cities – are seeing an increase in auctions. More sellers choosing to go to auction means more buyers are purchasing properties under the hammer. Auction day can be a daunting experience for both parties, so here are three pieces of advice for both buyers and sellers preparing…
Technology has come to play a role in almost every aspect of our lives, and buying and selling real estate is no exception. The popularity of apps like domain.com.au and realestate.com.au is due to their ability to collate all the property listings in a selected area and allow buyers to compare properties side-by-side before even…