When your parents bought their house, it is likely that getting approved for the home loan was one of the last steps in the process. They searched, they found the home of their dreams (or the home of their budget), they made an offer, and then they applied for the loan. Today, in many cases,…
When most people start looking for a mortgage their very first stop is to visit their bank or regular financial institution. When you’re looking for finance help for property purchase in Melbourne, sometimes you can get a distinctive vantage from using an independent mortgage broker over one of the traditional Melbourne financial institutions. In this…
Whether it’s your family home or an investment property, sustainable renovations are a smart move. The environmental benefits of an efficient home have always been clear but the financial rewards have also now emerged, thanks to an increasingly green conscious market. Buyers and renters alike are looking for properties with sustainable features to help reduce…
I have a few big questions for you to think about. Why did you purchase property? Or why are you considering it now? Was it to invest and prepare for your future? To provide a consistent home for your family? Or to create wealth? I usually get positive and/or smart responses and as a mortgage…
Nila Sweeny from your mortgage reports that the comprehensive credit reporting changes came into effect on 12 March 2014 as a result of the changes in the Privacy Act. The provision in the Act means that credit providers will be able to share a broader range of information about your credit history to credit reporting agencies such…
When people casually mention the financial stress of upcoming holidays, starting a family or awful credit card debts, they’re often surprised when I tell them I can help. But as a mortgage broker I can do more than get you a great home loan. Here are some less obvious ways I might be able to…
If you want to purchase property but it seems out of reach then it’s time to look outside the box. There are several options to help you get into your own home sooner and we can talk you through them. One option is to pool funds and buy property with family or friends. Purchasing property…
Buying a home at auction is an exciting time – the crowd and competitive atmosphere means it’s easy to get caught up in the passionate bidding. If you’re looking to buy your dream home, it’s important to make sure you’re prepared and know your limits. I can help you maximise your opportunities at auction. Here…
By Megan Speight Last Wednesday the Commonwealth Bank made history when it monumentally slashed its fixed term interest rate on a 5 year term to below 5%. NAB and Westpac followed suit within hours, leading to the lowest fixed rate for home loans that the Nations ever seen. Experts around the Country are encouraging customers…
