Even though we spend a great deal of time working with home loans, our brokers are a useful resource when you’re looking to borrow funds for other purposes.
It’s our job to explore your options, identify the loans that support your specific needs, negotiate on your behalf with the lender, and then help you through the application and settlement process.
We have access to a wide selection of banks, credit unions and wholesale funders and are not limited to home loans. We understand that there are different types of loans out there. Here are some of the most common.
Buying a new car
With a large range of car finance options on the market, it is tempting to apply for as many as you can find. But beware that each time you apply, it is recorded on your credit file and multiple applications may affect your credit rating, particularly if you’re knocked back. A broker will work with you to find one great finance option you can stick with.
Improving your home
Getting your teeth into a renovation project can be a fun challenge, and add substantial value to your property. Depending on the size of the renovation, weigh up the option of a personal loan, releasing equity from your home or even applying for a construction loan. We can help you figure out which would be the most suitable and affordable option for you.
Investing in commercial property can be surprisingly affordable. The cost of maintenance and repairs tends to be lower than a residential investment, and commercial leases usually run for years rather than 6-12 months. We can advise on ways of securing your commercial loan against other assets like residential properties.
Brokers have strong relationships with lenders, which means we’re often privy to offers and new products that might be difficult for you to source alone, and can negotiate competitive rates on your behalf.
Most importantly, we take the time to understand your needs, circumstances and goals. Our role is to offer you expert advice, save you time and find the right loan for your situation.