Monthly Archives: April 2016

Overcoming home loan stress

Your home loan is most likely stretched over a period of 25-30 years, and interest rates will almost certainly fluctuate significantly over the life of your loan. Just look at how things have changed in the last 10 years – the Reserve Bank’s cash rate has fluctuated between 2.00 per cent and 7.25 per cent.…

What is negative gearing?

The ins and outs of negative gearing Although experienced investors probably know all about negative gearing, there are many Australians left scratching their heads. What is negative gearing and how does it work? Let’s take a look at the basics. What is it? When you buy an investment property and you take all income and…